When I was just a boy, my granddaddy took me to town one afternoon He drove an LTD, wore a big white Stetson, and two-tone cowboy boots He said son "Here goes" and handed me a twenty just to see the look on my face He said, "Don't tell your mama nothin' about it, don't spend it all in one place." You see it takes foldin' money to get the deal done Foldin' money to have a little fun Foldin' money to pay a few bills Eat a steak dinner, and cure a couple ills Foldin' money, you need a little stash Some greenback dollars and cold hard cash Save it for a rainy day or go away a little bit, son It takes foldin' moneyâ¦to get the deal done. Ever since the day I learned to earn a dollar I've been taking his advice to heart âCause when a man finds the courage to keep his cash, some romance is bound to start Now romance is just like moneyâ¦you can always get more if you've got it And let me tell you friends, I'm a lot more handsome with a C note in my pocket You see it takes foldin' money to get the deal done Foldin' money to have a little fun Foldin' money to pay a few bills Make a girl dance, and cure a couple ills Foldin' money, you need a little stash Some greenback dollars and cold hard cash Save it for a rainy day or go away a little bit, son It takes foldin' moneyâ¦to get the deal done. It's a pain in the back, it's a cold hard fact, gets to everybody sooner or later You can give it to a charity and in some disparity, stock up your refrigerator Couldn't marry it or date it, it'll kill you if you let it, you can blow it with nothing to show It will make your wallet fatter, but the truth of the matter's can't take it with you when you go You see it takes foldin' money to get the deal done Foldin' money to have a little fun Foldin' money to pay a few bills Spread a little âround, and cure a couple ills Foldin' money, you need a little stash Some greenback dollars and cold hard cash Save it for a rainy day or go away a little bit, son It takes foldin' moneyâ¦to get the deal done.